Navigating Career Changes and Opportunities
Get expert advice on work incentives, benefits reporting, and vocational planning.
Transitioning Back: Workforce Resources for Adults With a Disability
For professionals who have established careers, a sudden or progressive disability can feel like a total disruption of your life’s trajectory. Whether you are currently navigating a new diagnosis or are ready to explore a return to the workforce, Benefits Resource Solutions provides the strategic consultation needed to bridge the gap between your professional history and your current needs.
We help adults (typically ages 18 - 62) understand how to leverage their past work credits and how to return to employment without risking their long-term financial security.
Understanding Your Benefits Foundation
Most working adults transition into one of two primary federal programs. We help you identify which one applies to you and how to maximize your eligibility:
Social Security Disability Insurance (SSDI)
Based on your "work credits" and the taxes you paid while employed.
Supplemental Security Income (SSI)
A needs-based program for those with limited income and resources, regardless of work history.
The "Dual Eligible" Path
In some cases, individuals qualify for a combination of both, which requires careful management to ensure one benefit does not negatively impact the other.
Returning to Work: The "Safety Net" Period
The most common fear for working adults is that a paycheck will instantly trigger a loss of healthcare or disability checks. The Social Security Administration provides several "trial work" periods and protections to ensure you don't lose your safety net while testing your ability to work.
COBRA & Private Insurance Transitions
We analyze how your employer-sponsored insurance interacts with Medicare or Medicaid eligibility.
Fact-Based Planning
We review your "Earnings Record" to project exactly what your benefit amounts will be, allowing you to make informed decisions about your household budget.
Vocational Coordination
We provide the documentation and referral support needed to work effectively with NH Vocational Rehabilitation, helping you pivot to a new industry if your previous role is no longer a physical or mental fit.
Navigating the "Gray Area"
You may not be ready for a full-time return, but you may want to consult or work part-time. We specialize in finding the "sweet spot"—the level of employment that allows you to feel productive and increase your income while keeping your essential medical coverage intact.
Our Philosophy: A disability may change how you work, but it doesn’t have to change that you work. We provide the facts so you can provide the talent.